Motor Vehicle Loans

Want to get a new car and don’t know where to start?

Finding out how much you can afford is a great start.

Our friendly staff can quote you up on a monthly repayment to suit you.

Whether you are self employed and can take advantage of the tax breaks or just want to buy a new car, we have the options to suit.

Structuring you finance the right way will allow you take advantage of the tax breaks. The following structures are available:
•    Finance lease
•    Commercial Hire Purchase
•    Chattel Mortgage
•    Consumer Loan
•    Personal Lease

Financing can be structured over 3, 4 or 5 years and you can elect to have a balloon/ residual or not. The benefit of the balloon is that they will minimise your repayments over the terms of the contract. The disadvantage is that you’ll have a larger final payment. Although we can extend the facility to finance the balloon.

We have no early repayment penalties as all the facilities are fixed rate products,where the interest component is predetermined. You will get an interest rebate if you pay out the facility early.

We do have a few restrictions on the age of the vehicle you buy with it being a maximum of 9 years old at the end of the term.

Our biggest advantage is that we beat the car yard’s finance quote 90% of the time.

So if you’re looking to get the right deal on your next car, truck or prime mover, make your first step a call to our office.