Protection for your mortgage.

Loan Protection Plan provides financial assistance in the event of death, terminal illness or any of 11 serious medical conditions. The benefit can be used for any purpose including paying off or reducing your loan balance.

3 Months FREE cover – Consider your needs.

A feature of Loan Protection Plan is the first 3 months of cover is absolutely free. In addition to the valuable cost saving, this means that you can apply now and carefully consider your need for this cover before ever having to pay any premiums.

You can of course cancel it at anytime within the 3 month free cover period and it will not cost you anything.

Simple to apply.

Once you have decided you want to protect your mortgage all you need to do is complete the short application form. It is a simple process that only takes 10 minutes and:

• there are no medical examinations
• you can obtain cover even where you have previously suffered from a serious illness or injury.
• you can adjust your level of cover to suit your needs and budget.

Download the Short Form PDS here (LPP – SFPDS- NOV 2008).

ABOUT THIS SHORT FORM PRODUCT DISCLOSURE STATEMENT
This Short Form PDS provides you with information on the features of Loan Protection Plan and you should consider its contents carefully before deciding whether to apply. For further information you can obtain the full PDS for this product simply by contacting our Customer Service Centre.

The information in this document is current at the date of issue. You will be notified of any changes as required by consumer protection laws.

ALWAYS CONSIDER YOUR CIRCUMSTANCES
The information that we have provided in this document does not take into account your financial situation or your personal needs and objectives.

We recommend that before you make any decision about the product based solely on this information, you should consider whether the insurance is suitable to you and your individual circumstances.

If you are unsure, you should seek the assistance of an independent financial adviser.

Loan Protection Plan is issued by TOWER Australia Limited (ABN 70 050 109 450) (AFSL 237 848) of 80 Alfred Street, Milsons Point NSW 2061 and distributed by Australian Life Insurance Distribution Pty Ltd (AFSL 226 403) and its authorised representatives.